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Credit and Risk Officer

Beijing

Department: Credit & Risk
Reports to: Credit & Risk Manager

Key Areas of Responsibility:

 

  • Conduct credit underwriting for SME applications.
  • Provide training to frontline according to the requirement.
  • Maintain and enhance the Grassland lending policies and procedures.
  • Use statistical modeling techniques to identify and assess correlation of internal and external variables to be used in loan portfolio analysis.
  • Review and advise improvement to credit evaluation processes including the credit risk measurement processes, data, and tools.
  • Assist in reviewing, monitoring and automating the tracking and reporting of risk rating changes and policy exceptions.
  • Document policies, procedures, notes, memos and other documents prepared by Credit and Risk Department.

Requirements:

  • Bachelor’s degree or above.
  • 2 years of experience in a role dealing with business and/or data analysis.
  • Excellent ability and strong natural inclination to understand the microfinance industry and its businesses.
  • Strong business/risk analysis skills for translating user requirements into solution needs, as well as the ability to easily interpret written requirements and technical specification documents.
  • Self-starter with strong initiative – able to manage up, down, and across the organization.
  • Excellent English, capable of both oral and paper communication.
  • MNC (multinational company) working experience.